Whether you're lowering your rate, accessing equity for your next move, or exiting a maturing term, we shop your file across our lender panel before you settle for whatever your current lender offers.
How It Works
Your refinance journey, simplified
01
Apply online
Tell us about your business and your financing needs — takes about 3 minutes.
02
Team review
A commercial financing specialist reviews your file and explores your options.
03
Options & match
We match you with the best lenders and structures for your exact situation.
04
Approval & next steps
Get approved and move forward with confidence, guided the whole way.
What You'll Need
Documents to have ready
Exact requirements vary by lender and file — your commercial specialist will confirm the full list once we know your situation.
Common Questions
Refinance FAQ
When does it make sense to refinance a commercial property?
To lower your rate or payment, access equity for another investment, consolidate debt, or exit a maturing term.
How much equity can I access?
Typically up to 65–75% loan-to-value, depending on property type and lender.
Will refinancing affect my existing tenants or business operations?
No — refinancing is a financing transaction behind the scenes. It doesn't affect leases or day-to-day operations.
Is there a prepayment penalty on my current loan?
Possibly — we'll factor that into whether refinancing makes sense for you right now.
General information only — your specific numbers depend on your file. A commercial financing specialist will confirm exact details for your situation.
Get Started
Request commercial financing
Welcome
Let's scope out your financing
A few quick questions about your business and the property, then a commercial financing specialist will follow up personally — no obligation.
Equity Mortgage Solutions is not a bank — rates, terms, and lender fit vary by file. Submitting this form is not a guarantee of approval or financing.
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